Protecting You From Insurance Problems
When you understand how insurance companies operate on the inside, you can often build a stronger case. I am personal injury lawyer Brady Pofahl, and as a former insurance defense attorney, I know how to resolve insurance problems ranging from UM/UIM claims to medical liens. I will protect you from lowball offers and potential mistakes in claim documentation, and I will guide you throughout the entire process.
When Your Future is at Stake
Contact the Pofahl Law Firm
In addition to my time as a defense attorney, I used to write coverage opinions for insurance companies. I know how to find coverage in insurance policies, and I know what you need to show in order to make sure your claim sticks. Since I know what insurance companies need to see in order to take your claim seriously, I can work to streamline the process and attempt to get you fair compensation as soon as possible. I handle a wide range of insurance disputes, including:
- Uninsured/Underinsured (UM/UIM) claim: You can make a UM/UIM claim on top of the defendant's liability coverage, but you must get permission from your own insurance company before you reach a settlement. Insurance companies often slip waiver clauses into auto policies whereby the insured waives the right to stack coverage. However, these are usually against New Mexico public policy and insurance companies may not be able to enforce them.
- Health insurance: If you have been injured in an accident, your insurance company must treat your injuries. I will make sure your health insurer is receiving and paying your medical bills as they come in, instead of allowing them to stack up, so they can pass them off to the negligent driver's insurance company.
- Medical liens: If you do not have health insurance, a medical care provider will claim a lien against a settlement of verdict, then cash it in when your personal injury case is settled. I can attempt to negotiate your medical lien down, so it does not take too big a bite out of your compensation.
- Additional insurance: After a serious accident, you want all the insurance you can find. Additional coverage may be available from corporate relationships, family relationships, household arrangements or other sources.
Contact Me
When you understand how insurance companies approach coverage issues, you can take advantage of every opportunity to maximize your claim. As a former insurance defense attorney, I will help you with your UM/UIM claims and other coverage concerns. My offices are open during weekly business hours in uptown Albuquerque, but I offer evening, weekend, and off-site appointments as well. Contact me today for a free initial consultation.
