What You Don't Know About Car Insurance Can Hurt You
Many people do not know that they can bring a claim against their own uninsured/underinsured motorist (UM/UIM) policy if the other driver only had the minimum insurance required by New Mexico law — $25,000 — or anytime their own coverage exceeds that of the person who was at fault for the accident. You've paid for this insurance, you deserve benefits when you need them.
Another important fact many people do not know is that you waive your right to bring an uninsured or underinsured motorist claim if you do not get permission from your own insurance company before you accept a settlement from the at-fault driver's insurer.
Don't rush into any insurance settlement agreement — even if you are being offered the maximum of the other person's policy — until you first talk to a personal injury lawyer.
I am Albuquerque uninsured motorist claim lawyer Brady Pofahl. I help the victims of car accidents, motorcycle and bike accidents and pedestrian accidents get the financial compensation they need after a collision with an uninsured or underinsured driver. I will work to protect your rights to full financial compensation. I understand the challenges of bringing a UM/UIM claim against your own insurer. I will educate you on the steps we need to take to bring a successful claim and will aggressively represent your case.
Get a Former Insurance Attorney on Your Side,
Contact the Pofahl Law Firm
After an accident, it's understandable that you want your insurance company to just step forward to fix the problem. You may have been paying on this policy for years. You expect to be treated as a valued customer. Certainly you expect to be treated better by your own insurance company than the company of the at-fault driver.
Unfortunately, this is often not the case. All too often policyholders find that their insurance company "steps into the shoes" of the person who was at fault and does everything it can to reduce their own insured's damages in order to pay as little as possible to settle your claim.
When your medical and financial future is at stake, you want a lawyer with insurance defense experience protecting your rights and making sure you receive the compensation you deserve. Even if it's your own insurance company and your own policy, you may be in for a fight.
As a former insurance defense lawyer, I understand the tactics of the insurance companies to minimize auto insurance claims. I make sure your injury settlement is fair and that you are compensated for every item of damage you are entitled to under New Mexico law.
Contact Me, a Bernalillo County Underinsured Driver Claim Attorney
Don't wait to take action after your car accident, especially if the other driver did not have insurance or had only the minimum required by law. Contact me, a Bernalillo County underinsured driver claim attorney, for a free initial consultation. Located in uptown Albuquerque, my offices offer easy parking. Off-site and after-hours appointments are available.
